Money coaching
Explore your relationship with money and uncover the patterns and habits — built up over a lifetime — that may be holding you back from your goals.
Our approach
At Harrow we use a paradigm that could change everything: Money Coaching. On its own, or as a prelude to a thorough strategy tailored to your circumstances, it helps you discover your challenges and strengthen your abilities.
Whether you’re starting your professional life or are in full retirement, we mentor and train you in the areas you need to reach your goals — a time-proven, conservative approach applied in a fresh way.
Explore your relationship with money and uncover the patterns and habits — built up over a lifetime — that may be holding you back from your goals.
Once you understand your relationship with money, you may want to start building toward your personal goals. Consulting helps you make informed choices to get there.
Harrow is an independent coaching and consulting firm. We make no product sales, which takes conflicts of interest out of the equation.
What we do
We believe that, with the right guidance, people can make their own financial decisions. Consulting covers the areas that matter most.
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Retirement, putting a child through college, making sure you have adequate protection, or simply investing a surplus. We gather the right information, analyse it and help you prioritise, so your goals become achievable.
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Risk and reward go hand in hand, but tolerating some risk doesn’t mean taking on more than you need. We help you find the balance between reaching your goals and the risk you’re comfortable with.
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Most of a portfolio’s return comes from its asset allocation, far more than from picking individual securities or timing the market. That’s why we put such a high priority on how your money is spread.
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Your most valuable asset probably isn’t your home. It’s your ability to earn an income, and it deserves protecting like one.
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Good credit is a paradox: live entirely on cash and you may never build it. We help you understand how credit really works and manage debt with intention.
Money coaching
Money Coaching draws on neuroscience to explore the psychological side of money. We’re all taught to cope with everyday situations, but never how to deal with money. Four guided steps show how your past and present experiences shape your choices today.
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Reflect on your earliest memories of money, how your views have changed, and your relationship with it today.
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Identify the influences that shaped your attitude to money — strengths to build on, and habits that slow you down.
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Explore the archetypes and outside influences — including those passed down through families — that drive your financial life.
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Recognise your assets and positive qualities, and find untapped resources you can put to work for yourself.
Who we are
Harrow was founded to bring a kinder side to the financial industry, built on the belief that individuals, with proper guidance, can make their own decisions.
President · Certified Money Coach
David’s experience in finance spans well over two decades, from currency hedging to financial advising and brokerage. He found his calling for finance while studying in Switzerland, and later attended the University of the Americas Business Administration School.
He founded Harrow as an independent consulting and money coaching firm with no product sales, which takes conflicts of interest out of the equation.
Customer Relations Manager
Siân has been with Harrow since 2003. She oversees the social side of the practice, setting schedules and making sure clients are seen on time.
Born and raised in Wales, she graduated summa cum laude from St. Mary’s University in San Antonio with a degree in English Communications, and is fluent in English and Spanish. Siân and David have been married since 1980 and have four children.
Get in touch
Call or email to arrange a first meeting. Existing clients can sign in to view their plan.
Office
19219 Classen Crest
San Antonio, TX 78258
Phone
Fax
866-438-2001